Property Description

Recently renovated spacious 2 bedrooms, 1 bathroom, home in the heart of Georgetown, KY. Calling all investors, 1st time home buyers, downsizers, suitable for most buyers, this home is back on the market with a little facelift and is turnkey ready. Within minutes to shops, parks, dining, the convenience alone is worth getting that showing scheduled. Once youre there take a look at the spacious yard and start making those plans to move in!!

346 Payne Street | MLS# 646765

This single family home located at 346 Payne Street, Georgetown, KY 40324 is currently listed for sale with an asking price of $189,500. This property was built in 1960 and has 2 bedrooms and 1 full baths with 924 sq. ft. Payne Street is located in the Unknown subdivision within the Scott Co Public school district. Search Unknown real estate on 8382deeprun.cutlerhomes.com today.

Property Features

Property Type: Residential - Single Family

Cooling: Central Air

Days on Market: 35

Fireplaces: 1

Heating: Forced Air

Home Style: Ranch

Lot Size: irregular

Roof Type: Shingle

Stories: 1.0

Year Built: 1960

Feature Descriptions

Appliances: Stainless Steel Appliance(s), Electric Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer

Exterior: Other

Fireplace: Inoperable

Fireplace Y/N: Yes

Foundation: Stone

Lot Dimensions: irregular

Parcel Number: 166-40-167.000

Parking: Driveway

Patio/Porch: Patio, Porch

Rooms Total: 3

Sewer: Public Sewer

Sub Type: Single Family Residence

Water: Public

Window: Vinyl Clad Window(s)

Room Sizes

Primary Bedroom: 0 X 0 Level - First

Bedroom 2: 0 X 0 Level - First

Living Room: 0 X 0 Level - First

Local Schools

High School: Scott High

Middle School: Royal Spring Middle

Elementary School: Ann Mason Elementary

School District: Scott Co Public

Market Trends

Georgetown Residential Market Trend Graphs

Zip Code 40324

Source: Delta Media Group, Inc.

Demographics

Scott County Demographic Information for 346 Payne Street, Georgetown, KY 40324

Fips

Fips Code 21209

Population

2020 to 2025 Change up 8.9%

2010 Count 47,173

2020 Count 57,155

2025 Estimate (V2025) 62,262

2020 Estimate (V2025) 57,160

Age Distribution (Years Old)

0 to 4 6.6%

5 to 17 25.5%

18 to 64 56.4%

65 and Older 11.5%

Gender

Male 49.5%

Female 50.5%

Place of Birth

Foreign 2.9%

US 97.1%

Education

High School Graduate, Age 25+ 94.2%

Bachelor's Degree or Higher, Age 25+ 34.7%

Computer and Internet use

Households with a computer 96.7%

Households with a broadband Internet subscription 92.0%

Language

English is Second Language, Age 5+ 4.8%

English is First Language, Age 5+ 95.2%

Veterans

Veterans 3,032

Income

Per Capita Income $41,521

Median Household Income $85,158

People in Poverty 8.8%

Commute

Average Work Commute Time 23 minutes

Housing

Total Housing Units 22,535

Households 22,642

Average Household Size 2.58

Owner-Occupied 71.7%

Multi-Family 16.0%

Owner-Occupied Median Value $288,500

Median selected monthly owner costs -with a mortgage $1,637

Median selected monthly owner costs -without a mortgage $514

Median gross rent $1,247

Building Permits

New Private Housing Issued 2024 546

Years at Residence

1 Year or More 84.6%

Less Than 1 Year 15.4%

Business and Employment

Private non-farm Establishments 1,058

Private non-farm Employment 26,711

Private non-farm Employment Growth up 0.1%

Nonemployer Establishments 4,309

Number of Firms 1,155

Business Production

Value of Shipments $10,376,568,000

Wholesale Trade $1,771,163,000

Retail Trade $597,898,000

Retail Sales Per Capita $0

Accommodation and Food Services $127,054,000

Land

Land Area 281.77 sq. miles

Population Per Square Mile 168

Source: US Census Bureau

Estimate Your Payment

Estimated Payment

$ 1,122.56 per month $1,067.29 Principal & Interest $0.00 Property Tax (data not provided by mls) $55.27 Homeowner's Insurance

Change Payment Information

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/22/2026. The listing information on this page last changed on 10/22/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 10/22/2026 12:00:52 AM EST) or Dayton MLS (last updated Wed 10/21/2026 11:46:54 PM EST) or CBRMLS (last updated Wed 10/21/2026 11:59:44 PM EST) or Multiple Listing Service of Greater Cincinnati (last updated Wed 10/21/2026 11:53:34 PM EST) or NKY MLS (last updated Wed 10/21/2026 11:28:25 PM EST) or Wrist MLS (last updated Wed 10/21/2026 11:25:40 PM EST) or Firelands MLS (last updated Wed 10/21/2026 11:11:31 PM EST) or MLS NOW (last updated Wed 10/21/2026 11:57:44 PM EST). Real estate listings held by brokerage firms other than Cutler Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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346 Payne StreetGeorgetown, KY 40324